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Partners Insurance Agency Blog

View the latest blog posts from Partners Insurance Agency.

Why Your Business Needs an Umbrella Liability Policy If you own a business or commercial property, consider how easily you could absorb events like these: You own an apartment building with a porch that does not have railings. One of your tenants falls from it. READ MORE >>

Holiday Fire and Entertainment Safety Tips for Homeowners In the winter months, the holiday season is always an eventful and festive time of year. Many people celebrate the holidays with gatherings of friends and family members. As a rule, most people receive more house guests during the winter holidays. READ MORE >>

What is Replacement Cost Homeowners Coverage? Unfortunately, disaster can strike at any time. No one is immune to the threat of losing his or her home due to any number of possible hazards. But a recent survey found that most homeowners are seriously underinsured. READ MORE >>

How to Avoid Being Ripped off by a Contractor Many Americans decide to remodel or build additions to their homes in the summer as the weather is more accommodating to that kind of work.  But when summer starts, scammers also come out of the woodwork and it's not uncommon for homeowners to be ripped off by an unscrupulous contractor. READ MORE >>

Commercial Auto Rates Continue Climbing By now, you've likely noticed that your commercial automotive insurance rates have been increasing since last year, and for now there seems to be no slowing the momentum. READ MORE >>

Keeping it Safe, and Limiting Liability During Holidays Since the holiday season or your party is only once a year, it's easy to overlook safety even though you already incorporate it into the other aspects of your operations. READ MORE >>

Key Considerations When Obtaining Builders' Risk Insurance Savvy contractors understand the key points of workers’ compensation, especially on controlling losses and managing the premiums. They are also likely familiar with commercial auto and general liability insurance, as construction contract issues tend to center around these coverages. READ MORE >>

Employees Driving Their Own Vehicles on the Job Are Your Liability Many business owners don't think twice when asking a worker to run to the office supply store, to the bank or run another errand for the company while on the clock. READ MORE >>

You Are Out Of Luck If They Don't Have Insurance When doing business with someone else, it is crucial to know whether that person is insured or not. Asking this question is very important. If a service worker such as a gardener, arborist or contractor does not have insurance and causes damage on a homeowner's property, the homeowner may be on the hook to pay for it. READ MORE >>

Questions to Consider Before Purchasing Commercial Auto Insurance One of the most important insurance decisions for businesses or people who use their vehicles for work these days is buying commercial auto insurance. Whether it is one or several vehicles being used, a person will have to purchase insurance for all of them. READ MORE >>

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