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Partners Insurance Agency Blog: 6_2017

View the latest blog posts from Partners Insurance Agency.

Common Insurance Myths Americans Should be Aware Of Two of the most common myths about insurance are that red cars cost more and that houses should be insured for their real market values. However, red cars do not cost more, and houses should be insured based on how much it would cost to reconstruct them. READ MORE >>

How Insurance Began: 3000 Years of History Insurance has a history that dates back to the ancient world. Over the centuries, it has developed into a modern business of protecting people from various risks. The industry has been profitable for many years and has been an important aspect of private and public long-term finance. READ MORE >>

Do You Have Insurance When You Drive For Uber or Rent Your Home? Ride-sharing company Uber did not exist in 2008. In 2015, it earned a reported $1.5 billion in revenue. Airbnb, the online home-sharing marketplace founded in 2008, lists rentals in 34,000 cities. READ MORE >>

Home Insurance May Not Cover Everything In A Storage Unit Self-storage units are growing in popularity according to a recent report from Bloomberg. New units and warehouses are being built every month to accommodate the growing demand for paid storage. READ MORE >>

What Is Workers' Compensation Insurance? Workers' compensation insurance provides coverage for medical benefits and wage replacement when an employee is injured or killed on the job. When an injured employee accepts workers' compensation payments, he or she legally gives up the right to sue the employer later for damages or negligence. READ MORE >>

What Renters Need To Know About Insurance Since most homeowners are also mortgage holders, they are required to have home insurance. However, most renters are not required to purchase renter's insurance according to the terms of a lease. They face many of the same risks as homeowners. READ MORE >>

General Liability v. Professional Liability Insurance People are human, it turns out, after all. That's true whether they are neurosurgeons, high-power attorneys, mechanics, retail store owners or anything in between. Despite all the 'best practice' advice and all the systems and protocols, human error happens and it happens in all professions, in all industries and at all levels. READ MORE >>

Contractors: Get To Know These Insurance Phrases Insurance requirements in construction contracts contain important but confusing phrases. Phrases like "contractual liability" and "primary and noncontributory" have different meanings and impacts on a contractor's liability insurance coverage. READ MORE >>

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