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Partners Insurance Agency Blog: liability insurance

View the latest blog posts from Partners Insurance Agency.

Why Your Firm May Need Professional Liability Coverage A majority of companies are leaving themselves exposed in one crucial area as they take on high-end professional services work.  As more companies' work is intangible, many firms are missing a critical element of protection for their professional services. READ MORE >>

When Does Your Commercial Liability Insurance Company Have to Defend You in Court? Most insurance policies will provide some level of indemnity if you are financially harmed by something covered by the policy. That's the whole point of having insurance, right? But financial pain isn't the only kind of damage you may suffer. READ MORE >>

What is 'Additional Insured' Coverage? A common clause in an independent or subcontractor agreement is the requirement of an "additional insured" endorsement. A construction contract, especially when a subcontractor is performing for the general contractor, is an example of the type of arrangement that often requires this endorsement. READ MORE >>

Load up on Liability Insurance to Stay in Business When purchasing liability insurance, business owners usually question how much insurance they need - how much is enough? The answer for one construction firm in Florida: At least $3.6 million. Late in 2006, two temporary construction workers were electrocuted while working on a Miami apartment building. READ MORE >>

Hiring a Contractor? Make Sure They're Insured When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutt... READ MORE >>

Dog Owners Are Liable When Their Pets Bite There were over 77 million domestic dogs residing in homes across the United States between 2015 and 2016. This was a finding in a survey conducted by the American Pet Products Association. According to the Centers for Disease Control, there are over 4. READ MORE >>

Why You Can't Afford to Not Have Professional Liability Insurance At some point, most businesses are involved in some type of legal dispute, be it over an alleged physical or property damage to a third party or financial injury to a competitor, client or vendor. READ MORE >>

How Much Umbrella Liability Protection do you Need? One million dollars is the minimum amount of coverage for an umbrella policy. However, insurance companies usually offer these types of insurance policies in one million dollar increments and often go up to five or ten million. READ MORE >>

Why Your Business Needs an Umbrella Liability Policy If you own a business or commercial property, consider how easily you could absorb events like these: You own an apartment building with a porch that does not have railings. One of your tenants falls from it. READ MORE >>

Liability Insurance: Hired and Non-Owned Auto Policies Provide Necessary Coverage Non-owned auto coverage and hired auto coverage both provide coverage for you and your business in the event an employee is involved in an accident while working on your clock. But the similarities stop here. READ MORE >>

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