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Partners Insurance Agency Blog: liability

View the latest blog posts from Partners Insurance Agency.

Drone Liability a Serious Threat to Your Assets Some personal drone enthusiasts push the limits on how they use their drones, put people's lives in danger - and sometimes hamper public safety efforts during emergencies. The problem of individuals flying their drones into disaster areas surfaced in 2017 during the aftermath of Hurricane Harvey. READ MORE >>

More Firms Ban Smartphones at Work for Safety Reasons More and more employers are banning cell phones in the workplace because they are distracting enough to be a serious safety issue for workers. Most notably, General Motors has banned all employees, including its CEO, from walking around with their mobile phones while talking, texting or using other smartphone functions. READ MORE >>

Adult Children and Your Liability if They're Negligent If you have an adult child who you are still paying some expenses for, or they are studying in college (living either away from you or at home), you could still be held liable for any damage they cause through their own negligence. READ MORE >>

Why Your Firm May Need Professional Liability Coverage A majority of companies are leaving themselves exposed in one crucial area as they take on high-end professional services work.  As more companies' work is intangible, many firms are missing a critical element of protection for their professional services. READ MORE >>

When Does Your Commercial Liability Insurance Company Have to Defend You in Court? Most insurance policies will provide some level of indemnity if you are financially harmed by something covered by the policy. That's the whole point of having insurance, right? But financial pain isn't the only kind of damage you may suffer. READ MORE >>

What is 'Additional Insured' Coverage? A common clause in an independent or subcontractor agreement is the requirement of an "additional insured" endorsement. A construction contract, especially when a subcontractor is performing for the general contractor, is an example of the type of arrangement that often requires this endorsement. READ MORE >>

Load up on Liability Insurance to Stay in Business When purchasing liability insurance, business owners usually question how much insurance they need - how much is enough? The answer for one construction firm in Florida: At least $3.6 million. Late in 2006, two temporary construction workers were electrocuted while working on a Miami apartment building. READ MORE >>

Anatomy of the General Liability Policy UNDER A GENERAL liability insurance policy, the insurer is obligated to pay the legal costs of a covered business in a covered liability claim or lawsuit. Covered liability claims most of the time include bodily injury, property damage, personal injury and advertising injury (damage from slander or false advertising). READ MORE >>

Getting a Trampoline? Understand the Risks and Your Liability As summer approaches, many families with children will buy trampolines or bring one out from winter storage so the kids and their friends - and maybe even parents - can bounce to their hearts' delight. READ MORE >>

Hiring a Contractor? Make Sure They're Insured When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutt... READ MORE >>

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