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Partners Insurance Agency Blog: 9_2018

View the latest blog posts from Partners Insurance Agency.

What Is a Workers Compensation Rating and Why Does It Matter? Most business owners and executives understand the value of workers compensation insurance not just to protect the worker, but to protect the company as well. Fewer, however, are aware of the mechanics of how premiums are arrived at, and how their own company's safety track record figures into their rating. READ MORE >>

How Does Insurance Cover Your Business Off-Premises? Most businesses must purchase both property and liability insurance. Lenders that have financed the purchase of buildings, equipment, furniture, merchandise and other types of property will require property insurance. READ MORE >>

Personal Insurance will not Protect your Business Every year, millions of Americans start their own businesses. They come up with new ideas, buy some equipment, run advertisements, line up some customers, and they think they're all set. However, if they forget one extremely important item - insurance - they are far from ready. READ MORE >>

When Does Your Commercial Liability Insurance Company Have to Defend You in Court? Most insurance policies will provide some level of indemnity if you are financially harmed by something covered by the policy. That's the whole point of having insurance, right? But financial pain isn't the only kind of damage you may suffer. READ MORE >>

What is 'Additional Insured' Coverage? A common clause in an independent or subcontractor agreement is the requirement of an "additional insured" endorsement. A construction contract, especially when a subcontractor is performing for the general contractor, is an example of the type of arrangement that often requires this endorsement. READ MORE >>

  Why Every Contractor Should Require Workers' Comp Insurance Two construction workers died on the job every day in 2013, according to the U.S. Occupational Safety and Health Administration. One out of every 25 construction workers got hurt on the job that year. READ MORE >>

Four Common Workers' Compensation Mistakes Most employers look at workers' compensation as just another necessary evil and unavoidable cost of doing business. It's usually one of those out of sight, out of mind things when rates are low. READ MORE >>

How to Retain Your Fleet Coverage As insurers continue tightening their underwriting for commercial auto insurance, they are inquiring about companies' fleet management programs. If a company lacks a program, some insurers are asking them to implement one if they want coverage. READ MORE >>

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