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Partners Insurance Agency Blog: business insurance

View the latest blog posts from Partners Insurance Agency.

The Proper Amount of Business Liability Coverage There is no set formula regarding how much liability a business needs. However, the more coverage you have, the more bulletproof your business becomes. If you are running a very successful business, you will probably want minimal disruption if an incident occurs in which you may be seen as liable. READ MORE >>

Seven Tips To Get the Most from Your Business Insurance One Sunday in May 2011, a massive tornado tore through Joplin, Missouri. With winds surpassing 200 miles per hour, it killed 161 people, injured 1,150 more, destroyed approximately 2,000 buildings, and caused $2.8 billion in property damage. READ MORE >>

Why Your Business Needs an Umbrella Liability Policy If you own a business or commercial property, consider how easily you could absorb events like these: You own an apartment building with a porch that does not have railings. One of your tenants falls from it. READ MORE >>

Are you Protected for Libel & Slander Under your Business Policy? What would you do if your business got SLAPPed? SLAPP stands for "strategic lawsuit against public participation." A business that gets SLAPPed has been sued for speaking out against or about a person or entity. READ MORE >>

Your Liability Every Time Someone Enters Your Facility One sure-fire way for a business to get sued is if a visitor - a customer, vendor or anyone else - injures themselves while on your premises.  While you may already do all you can to keep employees and customers safe, you are likely still exposed to being sued if someone injures themselves in one of your facilities. READ MORE >>

Tips for Filing Business Insurance Claims There are many issues that can cause major setbacks for businesses. Electrical fires can damage inventory and equipment as well as shut down a business temporarily. Customer injuries can lead to lawsuits, natural disasters can destroy property and burglaries can result in thousands of dollars of losses in equipment and valuables. READ MORE >>

Don't Overlook Equipment Breakdown Insurance Imagine it's a typical July day somewhere in the southern U.S. You own a 30,000 square foot office building that is 85 percent occupied. And the air conditioning and ventilation systems stop working. The outside temperature is in the 90's and the humidity is high. READ MORE >>

Why Small Business Owners Need To Consider Insurance Carefully For many Americans, running a home business is a major part of achieving individual dreams. More than 50 percent of small business owners in the country have businesses that are based from home. READ MORE >>

A Home-Based Business is not Covered under Homeowners Insurance With recent advances in both technology and the internet, even more people are running home-based businesses, full-time or part-time. But will your homeowner's policy cover the risks of a home-based business? In nearly every case, the answer is no. READ MORE >>

Recognizing the Basics of Small Business Liability Insurance To protect a small business from potential lawsuits, liability insurance is necessary. Policies vary greatly, and they cover different classifications of risks for varying costs. Before shopping for a policy, it is important to know a little more about liability insurance. READ MORE >>

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