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Partners Insurance Agency Blog: homeowners insurance

View the latest blog posts from Partners Insurance Agency.

Getting your House Ready for Winter  The chill in the air tells you it's time to pull out the heavy clothes and brave the falling temperatures. That chill should also tell you it's time to perform a check of your home to ensure it can withstand the rigors of the upcoming winter. READ MORE >>

Where You Live Can Determine How Much You Pay For Homeowners Insurance Homeowners insurance protects against several causes of loss, but probably the most significant cause is fire. Once started, a fire can quickly destroy a home. A home's chances for surviving depend in large part on the quality of the fire protection services and resources available. READ MORE >>

Get an Early Start on Protecting Your Home This Fall Fall is here and it should be the time that you prepare your home for the arrival of winter and the harsh weather that it brings. If you're a homeowner, your to-do list for fall maintenance and upkeep can be long, depending on how well you keep up on repairs. READ MORE >>

Tips For Preventing And Dealing With Water And Sewage Damage Water is known for penetrating structural cavities and creating growing pockets of saturation without the knowledge of the homeowner. Unfortunately, it often requires sophisticated tools and technology to find the source of such water damage. READ MORE >>

The Most Common And The Most Costly Homeowners Insurance Claims Recent research information from the Travelers Companies, Inc. showed the most expensive and the most common homeowners insurance claims. Their data was based on home insurance claims filed in the United States between 2009 and 2015. READ MORE >>

Filing a Hurricane Insurance Claim People are often left reeling from the terrible costs of hurricanes. Homes, businesses and vehicles will have been damaged or destroyed and, after ensuring the safety of your family, the next step is often filing your insurance claim.  READ MORE >>

Force-Placed Insurance and What it Means for Homeowners? Mortgage lenders require borrowers to carry insurance on their properties. They do this so they will be repaid if fire, windstorm or some other disaster damages the property. If the borrower does not comply, the lender has the right to buy a policy and pass the cost on to the borrower. READ MORE >>

How to Prevent Frozen Pipes During the Winter Every winter, about 250,000 people find themselves with messes from pipes that freeze and burst. In addition to erupting and filling a room with water, a burst pipe can also cost a person thousands of dollars in damages. READ MORE >>

Be Proactive to Keep Your Pipes from Freezing As the temperature drops, pipes that are exposed to the cold are prone to freeze. This is especially true if they are located in unheated areas like basements, crawl spaces, attics and garages. Pipes that run along poorly insulated exterior walls can also be affected by the extremes in temperature. READ MORE >>

Water Damage Coverage Explained In some instances, water damage is covered by insurance. However, there are limitations. The best way to ensure that damages will be covered if they happen is to frequently inspect the home to find any problems that may be causing water damage. When Is Water Damage Covered? READ MORE >>

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