Partners Insurance Agency Blog: liability
View the latest blog posts from Partners Insurance Agency.
Monday, September 17, 2018When Does Your Commercial Liability Insurance Company Have to Defend You in Court? Most insurance policies will provide some level of indemnity if you are financially harmed by something covered by the policy. That's the whole point of having insurance, right? But financial pain isn't the only kind of damage you may suffer. READ MORE >>
Friday, September 14, 2018What is 'Additional Insured' Coverage? A common clause in an independent or subcontractor agreement is the requirement of an "additional insured" endorsement. A construction contract, especially when a subcontractor is performing for the general contractor, is an example of the type of arrangement that often requires this endorsement. READ MORE >>
Friday, August 24, 2018Load up on Liability Insurance to Stay in Business When purchasing liability insurance, business owners usually question how much insurance they need - how much is enough? The answer for one construction firm in Florida: At least $3.6 million. Late in 2006, two temporary construction workers were electrocuted while working on a Miami apartment building. READ MORE >>
Friday, August 10, 2018Anatomy of the General Liability Policy UNDER A GENERAL liability insurance policy, the insurer is obligated to pay the legal costs of a covered business in a covered liability claim or lawsuit. Covered liability claims most of the time include bodily injury, property damage, personal injury and advertising injury (damage from slander or false advertising). READ MORE >>
Friday, July 6, 2018Getting a Trampoline? Understand the Risks and Your Liability As summer approaches, many families with children will buy trampolines or bring one out from winter storage so the kids and their friends - and maybe even parents - can bounce to their hearts' delight. READ MORE >>
Monday, July 2, 2018Hiring a Contractor? Make Sure They're Insured
When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one.
But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutt... READ MORE >>
Friday, April 20, 2018Dog Owners Are Liable When Their Pets Bite There were over 77 million domestic dogs residing in homes across the United States between 2015 and 2016. This was a finding in a survey conducted by the American Pet Products Association. According to the Centers for Disease Control, there are over 4. READ MORE >>
Monday, April 16, 2018Have a new Drone? Understand Your Liability Risks More and more American homes include a new addition: a drone. While these gadgets can be loads of fun to fly, they also come with responsibility and risk of property damage and bodily injury. And as people start flying drones, there will be accidents and injuries followed by claims and even lawsuits. READ MORE >>
Friday, April 13, 2018Why You Can't Afford to Not Have Professional Liability Insurance At some point, most businesses are involved in some type of legal dispute, be it over an alleged physical or property damage to a third party or financial injury to a competitor, client or vendor. READ MORE >>
Friday, February 23, 2018The Wealth Trap: Underinsuring Liability, Over-insuring Assets If you are accumulating wealth quickly and live the comfortable life with a large house, luxury car and other expensive assets, you've no doubt already insured all of those belongings. READ MORE >>