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Partners Insurance Agency Blog: workers compensation

View the latest blog posts from Partners Insurance Agency.

Do You Need Workers' Comp Coverage for Family Members? One question we get often from small business owners is whether they have to secure workers' comp coverage for family members that work for them. The short answer is "yes," in most cases. READ MORE >>

Fifteen Warning Signs of Workers' Comp Fraud Workers' compensation fraud costs the insurance industry roughly $5 billion each year, according to estimates by the National Insurance Crime Bureau. And depending on whom you ask, fraud accounts for as much as 10% of the costs of all workers' comp claims. READ MORE >>

What Is a Workers Compensation Rating and Why Does It Matter? Most business owners and executives understand the value of workers compensation insurance not just to protect the worker, but to protect the company as well. Fewer, however, are aware of the mechanics of how premiums are arrived at, and how their own company's safety track record figures into their rating. READ MORE >>

  Why Every Contractor Should Require Workers' Comp Insurance Two construction workers died on the job every day in 2013, according to the U.S. Occupational Safety and Health Administration. One out of every 25 construction workers got hurt on the job that year. READ MORE >>

Four Common Workers' Compensation Mistakes Most employers look at workers' compensation as just another necessary evil and unavoidable cost of doing business. It's usually one of those out of sight, out of mind things when rates are low. READ MORE >>

Disability vs. Workers Compensation Many workers are unclear on the difference between disability insurance coverage and workers compensation insurance. Often, workers will decline optional disability insurance coverage, however badly needed - because they think they are covered under their employer's workers compensation plan. READ MORE >>

What Is Workers' Compensation Insurance? Workers' compensation insurance provides coverage for medical benefits and wage replacement when an employee is injured or killed on the job. When an injured employee accepts workers' compensation payments, he or she legally gives up the right to sue the employer later for damages or negligence. READ MORE >>

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